Are you looking for real ways to make money online in the USA?
Good news — there are several legit apps that pay real cash for doing simple tasks, surveys, and small activities on your phone.
In this post, we’ve listed the Top 5 Money Making Apps in the USA (2025 Update) that are genuine, easy to use, and trusted by thousands of users.
Top 5 Legit Money Making Apps in USA
1️⃣ Swagbucks – Earn by Doing Simple Tasks
Swagbucks is one of the oldest and most trusted earning apps in the USA.
You can earn points by watching videos, playing games, completing surveys, and shopping online.
Later, you can redeem these points as PayPal cash or gift cards.
Key Features:
- 100% free to join
- Multiple earning options (surveys, watching ads, cashback)
- Minimum payout: $5
How It Pays: PayPal / Amazon gift card
Website: https://www.swagbucks.com
2️⃣ InboxDollars – Get Paid to Watch and Read
InboxDollars pays users for watching videos, reading promotional emails, and completing short tasks.
It’s a great option for people who want quick payouts and small, daily income opportunities.
Why It’s Popular:
- Simple interface, no technical skill needed
- $5 sign-up bonus for new users
- Direct cash withdrawal (no points system)
Minimum Payout: $10
Payment Method: PayPal or gift card
3️⃣ Rakuten – Earn Cashback on Shopping
If you frequently shop online, Rakuten (previously Ebates) is a must-have app.
It offers cashback on every purchase made through partner stores like Walmart, Macy’s, and Amazon.
Key Benefits:
- Up to 40% cashback on popular brands
- Payout every quarter via check or PayPal
- Browser extension available for instant cashback alerts
Minimum Payout: $5
Website: https://www.rakuten.com
4️⃣ Survey Junkie – Earn for Sharing Opinions
Survey Junkie lets you earn money by completing short and genuine surveys for market research.
Every survey takes 5–10 minutes, and users can easily make $10–$20 daily if consistent.
Features:
- Trusted by 10M+ users in the USA
- Surveys available daily
- Minimum payout: $10
- Payment via PayPal or e-gift cards
Website: https://www.surveyjunkie.com
5️⃣ Cash App – Send, Receive, and Earn
Cash App is not just for sending money — it also offers ways to earn through referral bonuses and crypto rewards.
You can invite friends, invest small amounts, and earn cashback using the Cash Boost feature.
Benefits:
- $5 bonus for each friend invite
- Secure payments & Bitcoin rewards
- Instant payout feature
Website: https://cash.app
📊 Comparison Table
| App Name | Minimum Payout | Payment Method | Best For |
|---|---|---|---|
| Swagbucks | $5 | PayPal / Gift Cards | Multiple earning options |
| InboxDollars | $10 | PayPal / Gift Cards | Watching videos |
| Rakuten | $5 | PayPal / Check | Shopping cashback |
| Survey Junkie | $10 | PayPal / Gift Cards | Online surveys |
| Cash App | $1 | Direct / Crypto | Referrals & investing |
❓ FAQs
Q1. Are these apps really paying in the USA?
✅ Yes, all these apps are verified and available for USA users. They pay regularly through PayPal or direct transfer.
Q2. Do I need to invest any money to use them?
❌ No, all apps listed above are completely free to join and use.
Q3. Can I use these apps outside the USA?
Some apps may work globally, but maximum payout options are available for USA-based users.
🏁 Conclusion
Making money online in the USA has become easier than ever in 2025.
Whether you’re a student, freelancer, or homemaker — these top 5 legit money making apps can help you earn extra cash safely.
Start with one or two apps, stay consistent, and you’ll start seeing results in just a few days.
Sachi News always brings you genuine and research-based online earning ideas —
Stay tuned for more trusted updates every week!
Deepak Kaswan is the founder of SachiNews.com, where he shares genuine and easy-to-understand articles on online earning, AI tools, and money-making tips.
With years of blogging experience, he aims to help readers discover trusted ways to earn online safely and smartly.
📧 Contact: helpme1desk@gmail.com